About Us

D-INSURANCE is a Djiboutian insurance company founded on Islamic principles of solidarity, equity, and transparency. Established by local entrepreneurs who understand the social and economic realities of the country, D-INSURANCE is the first fully local Takaful operator designed to make insurance accessible, ethical, and inclusive for all.

We do not see ourselves as a traditional insurer, but as a protection partner—a bridge between faith and modern finance. Our approach combines the spirit of cooperation of Islamic finance with innovative technology that simplifies the way people protect their lives, families, and businesses.

Our Vision

To become the regional reference in Takaful insurance in the Horn of Africa, combining modernity, religious compliance, and accessibility for all.

Our Mission

To provide ethical and solidarity-based insurance solutions that comply with Sharia principles, meeting the needs of individuals, professionals, and businesses in Djibouti. D-INSURANCE is committed to enhancing financial inclusion, economic resilience, and trust through a transparent and participatory model.

Product and Service Offerings

For individuals:

Comprehensive Takaful Auto Insurance

Takaful Health & Medical Assistance

Takaful Serenity Retirement Plan

Takaful Education and Future School Plan

Takaful Travel and Liability

For businesses:

Takaful Goods Transport Insurance

Takaful Fleet Insurance

Takaful Construction and Secure Worksite

Multi-Risk Takaful Business

Takaful Insurance for Boats/Yachts

Our Values

Integrity

Every product and investment is in accordance with Islamic ethics and total transparency.

Innovation

We adopt digital tools to simplify access and improve service.

Solidarity

Participants support each other through a common fund, reflecting the essence of Takaful

Excellence

Our governance is rigorous, our Sharia board is independent, and our operations are efficient